About
Pinky Sharma — Insurance Advisor
FSRA licensed advisor helping Ontario families with life, critical illness, wealth planning, and travel and visitor insurance — practical guidance without the jargon or pressure.
My advisory philosophy
Insurance decisions affect families for years, which is why I focus on explanation before recommendation. Every client conversation starts with your goals, budget, and priorities. Good advice is transparent, pressure-free, and built around your real situation — not a generic script.
My focus is on life insurance, critical illness, and family wealth planning, alongside travel and visitor coverage. I take time to walk through what a policy actually covers, what it does not, and where the nuances matter for your specific family situation.
Pinky Sharma
FSRA Licensed
info@pinkysharma.caFSRA licensed advisor focused on life insurance, critical illness, and family wealth planning (RESP, RRSP, TFSA and segregated funds) for Ontario families — with full support for disability, health and dental, group benefits, and visitor and Super Visa coverage.
How I Work
Clarity first
You get plain-language guidance on what is covered, what is not, and why it matters.
Product specialist
Life, critical illness, and wealth are my focus, alongside Super Visa, travel, and visitor coverage.
Long-term support
Policy support does not stop at issue. I help with renewals and coverage reviews as life changes.
What you can expect in every consultation
My process is practical, transparent, and built around your situation.
I begin with your priorities, not a product pitch.
I explain policy wording, exclusions, and deductibles in plain language.
I provide comparison context so pricing is matched with coverage quality.
I stay available for renewals, family changes, and coverage updates.
Coverage Areas
I currently advise on these product lines:
- Super Visa Insurance
- Life Insurance
- Travel Insurance
- Visitor to Canada Insurance
- Student Visa Insurance
- Critical Illness Insurance
- Disability Insurance