Is private health insurance a replacement for OHIP?
No. Private health and dental insurance usually supplements provincial coverage by helping with expenses that OHIP does not fully cover.
Compare private health and dental insurance in Ontario for families, self-employed people, contractors, and retirees. Review prescription drugs, dental care, vision, paramedical services, emergency travel benefits, waiting periods, and plan maximums.
No. Private health and dental insurance usually supplements provincial coverage by helping with expenses that OHIP does not fully cover.
Yes. Individual and family plans are available for people without workplace benefits, including self-employed workers, contractors, and families moving off a group plan.
Start with prescriptions, dental needs, vision, paramedical care, annual maximums, waiting periods, and whether the plan covers what your family actually uses.